Apple Pay Payment Method
Apple digital wallet for one-tap payments on iPhone, iPad, Mac, and Apple Watch. Accept Apple Pay via Stripe, Square, PayPal, and other PSPs.
Target Market
Apple Pay serves merchants wanting fast checkout for iPhone and Mac users.
Mobile & Web
One-tap on Safari (Mac, iPhone). In-app. In-store with NFC. Fast checkout.
Apple Users
High adoption among iPhone users. Premium demographic. Higher conversion.
Security
Tokenization. Face ID / Touch ID. No card number shared. Lower fraud.
How to Accept Apple Pay
Apple Pay is a payment method. Integrate via your payment provider.
Stripe
Stripe supports Apple Pay. Same fees as cards. Stripe Payment Request API.
- Payment Request API
- Stripe Elements
- 2.9% + 30¢ (standard)
Square
Square supports Apple Pay online and in-store.
- Online: 2.9% + 30¢
- In-person: 2.6% + 10¢
- POS terminals
Others
Adyen, Authorize.net, Worldpay, and most modern PSPs support Apple Pay.
- Standard card fees
- No extra Apple fee
Pros & Cons
Why add Apple Pay to checkout.
Advantages
- Conversion:
One-tap checkout. Faster than card entry. Higher conversion on mobile.
- Security:
Tokenization. Biometric. Lower fraud. No card data on your server.
Considerations
- Apple only:
Safari, iOS. Android users need Google Pay. Offer both.
- PSP required:
Must use a PSP that supports Apple Pay. Most modern ones do.
Cost of Operating
No additional fee for Apple Pay. Standard card fees from your PSP apply.
Pricing
Pricing: Same as card payments
- Stripe: 2.9% + 30¢
- Square: 2.9% + 30¢ (online)
- No Apple fee
Value
Higher conversion often offsets any marginal cost.
- Faster checkout
- Lower cart abandonment
- Premium demographic
Need a Payment Provider with Apple Pay?
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